Self-service card issuing

Stand up your own card program in minutes.

Your rules on every card — merchant locks, spend caps, approval gates, sixteen rule kinds in all. No sales call, no five-figure minimum, no waiting on a platform to say yes.

Your first virtual card is free. No sales call, no minimums, no card count.

Approve

One card, funded to exactly the amount cleared, then closed.

Every rule you chose returned a pass.
Decline

No card number is created. Not a blocked card — an absent one.

At least one rule refused.
Review

Held. A person decides before any number exists.

A rule asked for a human.
Partial

Funded to the part that cleared. The rest was never authorized.

A cap left headroom below the amount asked.
Why it works this way

Everyone else decides
while the network waits.

A card authorization is a conversation with a two second budget. Whatever you want to check has to fit inside it, and whatever you want to ask a person about does not fit at all.

Deciding at authorization

01
A card already exists The number was created, handed over and stored before anyone asked a question.
02
The purchase is already happening A terminal is waiting. The window is fixed and it is not yours.
03
The answer is a boolean Approve or decline. There is no room for “ask someone” or “fund part of it”.
two seconds · then a default is applied for you

Deciding at intent

01
Nothing exists yet There is no card, no number and nothing to leak. Only a declared intention.
02
Every rule you chose reports No short-circuit. The ones that pass after a refusal still report, and that complete pass is the audit trail.
03
Four answers are available Approve, decline, review or partial — because nothing is waiting on a wire.
as long as it needs · a person can be part of it
Your rulebook

Take one. Take all sixteen.

Nothing is imposed. A rulebook holds only the kinds you chose, and every kind you chose runs on every intent.

conditionmerchant_lockmerchant_blockmcc_blockamount_ceilingspend_capvelocitytime_windowmax_usescooldownrepeatapproval_thresholdnew_merchant_reviewper_merchant_spend_capduplicate_charge_guardwebhook_check

The dashed ones are simply not in this rulebook. There is no tier that unlocks them and no charge for the size of the number inside one.

The console

Write a rule. Watch it take effect.

Every program on one screen with its rulebook, its cards and its verdicts for the day. A new rule applies to the next intent, not the next billing cycle.

Programs
ProgramRulebookCardsVerdicts 24h
Field adjustersinsurance-v3142 128 / 9 / 5
Agent budgetsagent-default1,204 1,190 / 11 / 3
Relief disbursementgov-emergency3,880 3,712 / 160 / 8
Trust — Hollisfiduciary-a6 4 / 0 / 2
Solutions

One engine. A portal for each profession.

The sixteen kinds are available to everyone. What changes is the intake, the starting rulebook, and the metadata carried on every intent — because an auditor, a carrier and a trustee each need a different record.

Pricing

The number is on the page.

Flat monthly. Not per card, not per transaction, not per seat.

Individual

$0forever

  • Every rule kind, no tier gating
  • Virtual cards, accepted anywhere cards are
  • Full trace on every decision
  • No card minimum, no monthly minimum

Available at launch. Reserve your place — $50, credited to your first month.

Organization

Starting at $199a month

  • Unlimited members — seats are not billed
  • Portal templates and metadata schemas
  • Signed audit export
  • Physical cards and program setup on request
Talk to us →
Where we are

We are coming out of stealth, so this site is deliberately plain. There are no customer logos because we have not signed customers, no uptime figure because we have not been up long enough for one to mean anything, and no case studies because the honest version would be hypothetical. What is here instead is the engine, the price and the full rule trace — the three things you can check yourself before you believe anything we say.

Ready to write your first rulebook?

About four minutes, and nothing is minted until a rule says so.