Pricing

Pricing that starts at nothing and never starts with a sales call

Every price is on this page. Read it, decide, and start.

The sandbox and rule engine are live today. Card issuing opens at launch. Reserve your place.

Free

$0

forever

One template card. The whole sandbox.

  • 1 digital card from a template — pick a scenario, get a working card
  • The sandbox and all 16 rule kinds are free to try for everyone
  • Custom rules on every card — merchant locks, caps, approval gates
  • Community support
Start free →

Plus

$5

per month

24 new virtual cards a month — same monthly allowance as the other guys' $5 plan, plus a rule engine they don't have.

  • 24 virtual cards a month — virtual only, no physical card on this tier
  • Full custom rules — all 16 kinds
  • Card sharing
  • API access
Start free, upgrade at launch →

Pro

$15

per month

Every card you'll ever need, no caps that aren't yours.

  • 60 virtual cards a month + 1 physical card
  • No per-card spending ceiling — the only limits are the rules you write
  • API, CLI, and agent (MCP) access — let your software spend safely
  • Card sharing + full audit trail on every decision
  • One click applies a rule to all your cards
Go Pro →

Most popular

Business

$199

per month billed annually · $249 month-to-month

Your whole team, one rulebook.

  • 50 cards included, then $2/card
  • Unlimited teammates, admin roles and permissions
  • Fleet Rules: push one rule change across every card at once — permissioned, audit-logged
  • Approval gates your managers answer from anywhere
  • Priority support · 12-month price lock
Reserve your spot — $50 →

Credited to your first invoice, locks this price.

Reseller

$699

per month

Run card programs for everyone you serve.

  • 300 cards included, then $1.50/card
  • Multiple organizations under one console
  • Fleet Rules per organization, with two-person approval on mass changes
  • White-label card display name · rep seats and commission reporting
  • Additional legal entities onboarded at cost
Reserve your spot — $50 →

APPEN Connect

$0

platform fee · $0 minimum · $0.50 per active card

Issue cards inside your product. Starting today, not next quarter.

  • No monthly minimum — compare that to the ~$10,000/mo platform minimum on Stripe's sales-gated third-party card programs
  • Full rule engine and Fleet Rules over API — ship spend controls as your feature, without building them
  • Revenue share on program spend past $250k/mo
  • Dormant cards cost nothing — pay only for cards that transact
  • Instant signup; your program runs in the live sandbox today
Reserve your program — $50 →

Blind Billing LLC · St. Louis, MO. The sandbox is live today; card issuing opens at launch. A $50 reservation holds your place and is credited or converted as shown per plan.

What is not on the bill

APPENTypical card-issuing platform
Price publishedOn this pageContact sales
Setup feeNoneNot published
Volume minimumNoneNot published
Per cardholderNeverVaries
Feature tieringAll sixteen rules, every planTiered
SandboxFree, no accountUsually gated

Card costs

Virtual cards are included. Physical cards and some program types carry a per-card cost, quoted before you issue — never discovered on an invoice.

Onboarding

Card programs require identity verification on the organization and on cardholders, which is a real process with a real timeline. We will tell you what it needs and how long it takes before you pay anything. The sandbox is available immediately and requires none of it.

Start in the sandbox Read the docs